Texas Independent Automobile Dealers Association
 




BY MICHAEL W. DUNAGAN

A hands-on, how-to guide for dealers and finance companies that explains in understandable language the basics of compliance with state and federal laws and regulations. Topics include:
  • How to defer sales tax.
  • Licensing requirements for buy-herepay- here dealers and finance companies.
  • Determining maximum finance charge rates.
  • The latest on late payment penalties and doc fees.
  • The “hidden finance charge” problem.
  • The difference between “add on” and “A.P.R.”
  • Handling deferred down payments.
  • Amendments and modifications.
  • The entire text of Chapters 348 and 349 of the Texas Finance Code.
First published in 1993, this informative guide is now in its seventh edition. Written in plain, easy-to-understand language, Dealer Financing is the only source of factual, straight-forward information for buy-here-pay-here dealers. Dealer Financing was recently updated to cover the new Texas Dealer Finance License. Copies are available now from TIADA.

Click here to order your copy today!!

If you prefer, you can download the order form here and mail or fax your request to us.

"When the class-action attorneys found that a dealer had Mr. Dunagan's books and used the forms, they usually dropped that dealer from the suit. Buying the books is a no-brainer."
Gary Sayre, Gary's Used Cars
Co-Chair, Dealers' Class Action Defense Task Force